Financial Comfort Zone and Visualization: Part 3 of a 3 Part Series
In my last post, we continued with our discussion on your Financial Comfort Zone. We went through how to understand when you’re outside your comfort zone. We also discussed how we self-sabotage and some techniques for avoiding it. In this post, I want to show you how you can expand your financial comfort zone and reach your goals.
The point of having financial goals is to live the life you want.
If you want to be successful in reaching your financial goals, you have to overcome your fears. As you start to desire bigger and better things, you must shift your comfort zone so it matches the life you want.
You may have to give up your chicken wings tonight for the idea of having more money in retirement. For some of us, this can be a very difficult trade to make. But if you can tie your financial goals to the life that trade will give you, it makes the shift so much easier.
You need to build a desire for a different life.
You want to build your desires in such a way that they become bigger than your fears. We all have the potential for a prosperous life. But some of us lose the clarity we need to maintain to achieve that life. You must be clear about why you want to make the changes necessary to reach your goals. For example, if you want to make more money, you must know why.
Why do you want to make more money? What is it going to bring you that you don’t already have? What goal will you reach by making more money?
Perhaps you want to be able to save for your kids’ college. Or you want to be able to go on more vacations. Maybe you are going to get yourself a new kitchen or a motorcycle. I call these Juicy Goals. These are going to be goals that are tangible to your life, not your bank account.
If you said, “I want to make more money because I want to have more money in my bank account”, you’re going to have a hard time getting there. You need to be super clear about why you are making the shift.
Sometime our limiting beliefs can hold us back from making progress.
When establishing your why you must also examine your beliefs. Sometimes we believe that making more money is selfish or that there is something wrong with having more money. It comes across as though we can’t make more, but this isn’t true. If you tell yourself something enough, it begins to appear to be the truth. You want to take notes and observe how you establish these “truths”.
If you make more money, who is going to benefit? If you are your richest, most abundant, prosperous self, who is going to benefit from that?
Are you going to do more good work for your kids? Are you going to give more to the community?
You want to start to think about that. Whose life is going to improve? What else is going to improve? If you have control over money, what good will that bring to the world?
I would suggest sitting down with your journal and answering these questions.
As you build upon your beliefs, you are going to build your desires.
As you start making moves, you have to believe that it’s possible to reach your goals. You want to start to build these beliefs in two parts. In addition to reaching your goals, you want to believe that you’re going to be a good person for having done it.
Especially women. We are not motivated enough by money. We’re motivated by what it does for people. This includes ourselves, families, and community.
Once you have these ideas laid out, you want to start to visualize them.
Take five minutes in the morning or afternoon to visualize this new life. Visualizing will train your subconscious to view it as normal.
This is how you start to shift your comfort zone. As you move through the gap in your practical life, your brain begins to think, “This is normal. This is okay. We’re going to be okay.” This allows you to mentally dip your big toe in the water before jumping into action.
One of the biggest causes of self-sabotage is people going into action before they’ve primed themselves.
It’s like trying to drag your dog down the street. If they don’t want to go, there is too much resistance. But if you have a good treat, there’s a tangible end goal in sight. You can get your subconscious to want these things, too. You’re going to have a much easier time making practical real life steps once it does.
Part of the point of visualization is to change your emotional state. You want to feel all the feels. You’re imagining yourself writing a check to your favorite charity. You want to get to the point where you can feel that gratitude and generosity in your chest. If you’re paying for your kid’s school, you want to feel proud of them now, even though they still may be little kids. Your subconscious brain speaks in pictures and emotions. If you can say, “Hey, I’m feeling excited and proud! This is part of my new normal. This is part of what I want in my life.”, you can start having those feelings. You’re going to be less likely to self-sabotage because the feelings are not unfamiliar.
On the practical level, you want to be earning more.
Go ahead and tell yourself it is safe to make more money. It is safe to make $_____ (insert the amount that you want to make). When you log into your bank account and you see your money going into savings every week you want to say, “It is safe for me to have savings. I feel good having savings in my savings account.”
You can continue to practice this in other aspects of your financial life.
Say to yourself,
- “It is safe for me to pay off my debt.”
- “It’s safe for me to trim my expenses.”
- “It’s safe for me to spend this money and feel joyful about it.”
These statements are going to help to smooth over the comfort zone issues.
Thank you for joining me during this three part series on your Financial Comfort Zone. If you missed the previous posts you can go back to Part 1 and Part 2. I hope you have found it beneficial. Don’t forget, you can ask questions in the comments below.
Live the Dream,