Your Financial Comfort Zone Can Be Uncomfortable

Your Financial Comfort Zone Can Be Uncomfortable

A financial  “comfort zone” can suck, and be a place that causes stress or anxiety about money. Humans are funny creatures because we will go back to what is familiar (even if we hate it) because we know we can survive it. There is part of your brain that...
Make a Financial Plan for Your Life Goals

Make a Financial Plan for Your Life Goals

Making money work for you is counter-intuitive. People come to me embarrassed about needing help making a financial plan or feeling like they failed at adulthood by bringing a problem to solve. Personal finance is complicated. There is a big difference between having...
Life’s Big Purchases

Life’s Big Purchases

A tid-bit on the big purchases in life. Free cash flow is the building block of whatever you want. Whether it be wealth, vacations, or any of the other wonderful things that make us happy, you need cash flow to make them happen. When you are buying a house or car,...
The Golden Handcuffs

The Golden Handcuffs

Have you heard the one about the person who hated their job more than anything else in the world, but it paid too good for them to leave? Yeah, I’ve seen it many times. I call this, “The Golden Handcuffs”.  The handcuffs go on when you realize the...
Why Budgets Fail

Why Budgets Fail

Starting with a blank budget sheet and memory is the biggest mistake people make budgeting. When you guess how much you spend where, you only remember a portion of it. You are blind to mindless spending. You also probably remember the things that you enjoy that make...
Being Debt Free Doesn’t Bring You Wealth

Being Debt Free Doesn’t Bring You Wealth

Becoming debt free is not the first step towards wealth the same way losing 20 pounds is not the first step towards health. More people hold themselves back with the idea of being “debt free” then ending up debt free. Before you start chipping away at the...
5 Ways to Make Your Money Work for You

5 Ways to Make Your Money Work for You

There is really no simple answer to the question on how to make money work for you. There is really no easy or single way to do it. But what sets the wealthy and the not wealthy apart is that wealthy people are the ones who are earning the interest and the not so...
Local Man Finally Spends Communion Money

Local Man Finally Spends Communion Money

Investing in the stock market is one effective way to grow your money and increase your wealth and security. Despite some known risks, investing in stocks can help you get a solid start on your financial future. One person just decided to do that. Waterford man,...
How Big is Your Money Bleed?

How Big is Your Money Bleed?

When tallying your finances, the difference between what you truly want and where your money actually goes is the bleed. Most people making good money trade in vacations, new kitchens, college education and security in retirement. Instead, they end up with sandwiches,...